If a person is diagnosed with diabetes, it is difficult to find an affordable life insurance policy. Depending on various risk factors like age, height, gender, weight, family health history, diabetes history, and how that person manages diabetes, prices and availability of insurance also vary.
It is not mandatory that every diabetic person will get insured, but if you are watching your weight and take proper diet with an exercise routine, then you may get affordable life insurance protection.
Income protection depends upon what type of diabetes you have. There are two types of diabetes i.e. type 1 diabetes and type 2 diabetes. You can visit this site to get expert advice about the insurance plan for a diabetic person.
If you have type-1 diabetes and less than 30 years then there are very fewer chances to get insurance cover. Type-1 diabetes is insulin dependent as pancreas stop making enough insulin.
Type-2 diabetes can be seen in older adults as it can affect other body parts also. It can lead to heart attack, stroke, arthritic problem or cancer and this may lead to death.
You may be provided insurance cover if you are diagnosed with type-2 diabetes. Life insurance can easy to get if you are diabetic rather than other medical conditions.